Message from Chairman

Distinguished Ladies and Gentlemen,
This year, we proudly commemorate the fifty-fifth anniversary of the establishment of the National Commercial Bank—a journey marked by achievement, growth, and continuous development. Through the dedication of its workforce and successive management teams, the Bank has successfully built a strong foundation of trust with its customers and partners across Libya. Today, we embark on a new phase of this journey, focused on implementing our ambitious forward-looking strategy aimed at enhancing operational efficiency, expanding our banking presence, and adopting the latest financial technologies in line with global developments in this vital sector.

The Board of Directors of the National Commercial Bank affirms that our strategic vision is centered on achieving sustainable growth that reinforces the Bank’s position as a leading financial institution in Libya. This is pursued through the expansion of our products and services to meet the evolving needs of our customers, investment in modern technology to improve operational efficiency, and the delivery of an advanced digital banking experience. We also place great emphasis on strengthening our risk management framework to safeguard depositors’ funds and protect shareholders’ rights, while continuously developing our human capital and empowering our teams to deliver exceptional services to both individuals and corporate clients.

Within this context, the Bank has undertaken a series of fundamental measures aimed at strengthening its financial position, ensuring the sustainability of its resources, and achieving its ambitious strategic objectives.

Guided by our commitment to sound corporate governance, we adhere to the highest standards of transparency, accountability, and objectivity. We ensure the independence of the Board of Directors and executive management in decision-making processes and maintain strict adherence to the avoidance of conflicts of interest. The Bank also reaffirms its role in social responsibility and its contribution to sustainable development, while upholding the highest ethical standards across all its activities.

I am also pleased to emphasize the National Commercial Bank’s commitment to strengthening its strategic partnerships with the Central Bank of Libya, as well as with relevant public and private sector entities, and to expanding avenues of cooperation with international organizations. These partnerships represent a fundamental pillar in our efforts to develop the banking operating environment and to support the sustainable growth of the national economy, in a manner that serves the interests of all stakeholders.

In conclusion, I would like to extend my sincere thanks and appreciation to all Bank employees, our shareholders, partners, and valued customers for their continued trust and support. We remain steadfast in our commitment to advancing our services and strengthening our role in supporting the national economy.